Term |
APR** As Low As*** |
Monthly Payment Per $1000 Borrowed |
24 Month |
6.04% |
$44.34 |
36 Month |
6.54% |
$30.67 |
48 Month |
6.64% |
$23.78 |
60Month |
6.84% |
$19.73 |
66 Month |
7.04% |
$18.32 |
72-75 Month ($10k minimum) |
7.54% |
$16.76 *75 Months |
84 Month ($20k minimum) |
8.34% |
$15.76 |
Travel Trailers, Motor Homes, Boats: |
||
120 Month, $20k Minimum, requires 10% down |
9.84% |
$13.13 |
180 Month, $30k Minimum, requires 20% down |
11.04% |
$11.39 |
Term |
ARP** as low as*** |
Monthly Payment Per $1000 Borrowed |
24 Month |
7.04% |
$44.79 |
36 Month |
7.54% |
$31.12 |
48 Month |
7.64% |
$24.24 |
60-63 Month |
7.84% |
$20.06 *60 Months |
72-75 Month ($10k minimum) |
8.54% |
$17.25 *75 Months |
Travel Trailers, Motor Homes, Boats |
||
85-120* Month · $20k Minimum, requires 10% down |
10.54% |
$13.52 *120 Months |
Term |
APR** as low as*** |
Monthly Payment Per $1000 Borrowed |
24 Month |
8.04% |
$45.25 |
36 Month |
8.54% |
$31.59 |
48 Month |
8.64% |
$24.71 |
60 Month |
9.04% |
$20.78 |
Term |
APR** as low as*** |
Monthly Payment Per $1000 Borrowed |
24 Month |
6.54% |
$44.56 |
36 Month |
7.04% |
$30.90 |
48 Month |
7.14% |
$24.01 |
60-63 Month |
7.54% |
$20.06 *60 Months |
72-75 Month ($10k minimum) |
8.04% |
$17.01 *75 Months |
84 Month ($20k minimum) |
9.04% |
$16.11 |
Term |
APR** as low as*** |
Monthly Payment Per $1000 Borrowed |
24 Month |
7.54% |
$45.02 |
36 Month |
8.04% |
$31.35 |
48 Month |
8.14% |
$24.48 |
60-63 Month |
8.34% |
$20.44 *60 Months |
72-75 Month ($10k minimum) |
9.04% |
$17.50 *75 Months |
Term |
APR** as low as*** |
Monthly Payment Per $1000 Borrowed |
24 Month |
8.54% |
$45.47 |
36 Month |
9.04% |
$31.82 |
48 Month |
9.14% |
$24.95 |
60 Month |
9.54% |
$21.02 |
Type |
Term |
APR** as low as*** |
Monthly Payment Per $1000 Borrowed |
Signature ($2,000 Maximum) |
18.00% |
||
Signature ($2,001 Minimum) |
24 Month |
12.99% |
$47.54 |
Signature ($2001 Minimum) |
36 Month |
13.99% |
$34.17 |
Signature ($2001 Minimum) |
48 Month |
14.99% |
$27.83 |
Signature ($2001 Minimum) |
60 Month |
15.99% |
$24.31 |
Shared Secured |
1 Year Balloon Note |
3% over dividend rate |
|
Line of Credit |
11.00% |
$3.00 Per $1000 Borrowed |
|
Checking Overdraft Protection |
18.00% |
$3.00 Per $1000 Borrowed |
Type of First Mortgage |
Rate |
10 – Year Fixed |
Contact Indianhead Credit Union for Rates |
15 – Year Fixed |
Contact Indianhead Credit Union for Rates |
20 – Year Fixed |
Contact Indianhead Credit Union for Rates |
25 – Year Fixed |
Contact Indianhead Credit Union for Rates |
30 – Year Fixed |
Contact Indianhead Credit Union for Rates |
20 & 30 Year Fixed VA & FHA |
Contact Indianhead Credit Union for Rates |
HELOC – Home Equity Line of Credit |
Contact Indianhead Credit Union for Rates |
Construction |
Contact Indianhead Credit Union for Rates |
Type of First Mortgage |
Rate |
10 – Year Fixed |
Contact Indianhead Credit Union for Rates |
15 – Year Fixed |
Contact Indianhead Credit Union for Rates |
20 – Year Fixed |
Contact Indianhead Credit Union for Rates |
Term |
Rate |
10 – Year Fixed |
Contact Indianhead Credit Union for Rates |
15 – Year Fixed |
Contact Indianhead Credit Union for Rates |
20 – Year Fixed |
Contact Indianhead Credit Union for Rates |
25 – Year Fixed |
Contact Indianhead Credit Union for Rates |
30 – Year Fixed |
Contact Indianhead Credit Union for Rates |
Deposit Rates
Type of Account |
Minimum Balance |
Dividend Rate |
APY* |
Super Rate Savings |
$25.00 |
0.200% |
0.200% |
Super Rate Savings |
$2,000.00 |
0.300% |
0.300% |
Super Rate Savings |
$20,000.00 |
0.400% |
0.401% |
My Moolah Savings (Youth Account) |
$5.00 |
1.200% |
1.207% |
My Moolah Saving (Youth Account) |
$2,000.00 |
1.300% |
1.308% |
My Moolah Savings (Youth Account) |
$3,000.00 |
0.300% |
0.300% |
My Moolah Savings (Youth Account) |
$20,000.00 |
0.400% |
0.401% |
Classic Account (Money Market Account) |
$5,000.00 |
1.100% |
1.106% |
Classic Account (Money Market Account) |
$25,000.00 |
1.350% |
1.358% |
Classic Account (Money Market Account) |
$50,000.00 |
1.600% |
1.612% |
Funeral Trust Account |
$100.00 |
0.400% |
0.401% |
IRA Passbook Account (Traditional & Roth) |
$100.00 |
0.500% |
0.501% |
IRA Passbook Account (Traditional & Roth) |
$5,000.00 |
0.750% |
0.753% |
IRA Passbook Account (Traditional & Roth) |
$25,000.00 |
1.000% |
1.005% |
IRA Passbook Account (Traditional & Roth) |
$50,000.00 |
1.250% |
1.257% |
Health Savings Account |
$50.00
|
0.250% |
0.250% |
Health Savings Account |
$5,000.00 |
0.500% |
0.501% |
Health Savings Account |
$25,000.00 |
0.750% |
0.753% |
Health Savings Account |
$50,000.00 |
1.000% |
1.005% |
Club Accounts |
Minimum Balance |
Dividend Rate |
APY* |
Christmas Club |
$25.00 |
0.500% |
0.501% |
Universal Club |
$25.00 |
0.500% |
0.501% |
I Want It Club (Youth Club) |
$5.00 |
1.500% |
1.510% |
I Want It Club (Youth Club) |
$3000.00 |
0.500% |
0.501% |
Checking Accounts |
Minimum Balance |
Dividend Rate |
APY* |
Basic Checking |
$500.00 |
0.250% |
0.250% |
Direct Deposit Checking |
$1,000.00 |
0.250% |
0.250% |
Free E-statement Checking |
not applicable |
not applicable |
not applicable |
Non-Profit Organization Checking |
$500.00 |
0.250% |
0.250% |
Account Type |
Term |
Compounded |
Minimum Balance to open/earn stated APY |
Dividend Rate |
APY* |
Share Certificates |
180 Day |
At Maturity |
$1,000.00 |
1.484 |
1.490 |
Share Certificates |
12 Month |
Calendar Quarter |
$1,000.00 |
2.467 |
2.490 |
Share, Roth & Traditional IRA Certificates |
18 Month |
Calendar Quarter |
$1,000.00 |
2.172 |
2.190 |
Share, Roth & Traditional IRA Certificates |
24 Month |
Calendar Quarter |
$1,000.00 |
2.271 |
2.290 |
Share, Roth & Traditional IRA Certificates |
36 Month |
Calendar Quarter |
$1,000.00 |
2.330 |
2.350 |
Share, Roth & Traditional IRA Certificates |
48 Month |
Calendar Quarter |
$5,000.00 |
2.369 |
2.390 |
Share, Roth & Traditional IRA Certificates |
60 Month |
Calendar Quarter |
$10,000.00 |
2.428 |
2.450 |