Youth Account

  • Ages 17 and under
  • $5 Minimum Deposit to open (Credit Union will match the first deposit up to $5 at opening*)
    *must be eligible for membership, offer valid only once per member, matched funds available for withdrawal 6 months after date of deposit
  • Competitive Rates featuring a 1% bonus interest rate over our standard rates
  • Dividends paid monthly on balances over $5
  • Free Online/Mobile Banking with free electronic or paper statements
  • Annual Birthday Newsletter up to age 17 containing a $5 gift certificate for deposit*
    *some restrictions apply
  • Fun Events such as Youth Month, Halloween Activities, Community Events and more
  • Variety of Accounts:
    • savings (earns 1% over super-rate share savings account)
    • checking with debit cards (as early as 13 years old, with parent/guardian as signer)
    • club accounts (ideal for class trip, phone, gaming system – earns 1% over standard club accounts)
    • 6- & 12-month CDs (with opening deposits as low as $100 – earns 1% over standard 6- & 12-month CDs)
  • Credit Builder Loans of $250 – $1000* for teens with regular, earned income such as a part-time job, direct deposit of allowance, babysitting, lawn care, snow removal, etc – teaches importance of financial responsibility and helps start building credit before they enter adulthood!
    *credit standards & some restrictions apply
  • Vehicle Loans* for teens 16-17 (will be eligible for up to a .50% rate discount)
    *credit standards & some restrictions apply
  • Scholarship Program for eligible graduating students
  • Federally insured by NCUA